“The smallest ripple can start a wave that becomes a tsunami” – Japanese Proverb   “I alone cannot change the world, but I can cast a stone across the waters to create many ripples” – Mother Teresa   It’s hard to believe we’re already staring down the home stretch of 2024, with the holiday season…

Was That a Speed Bump or Sink Hole? In just 14 trading days from mid-July to early August, the S&P 500 sold off over 8%. Although periods of negative returns never feel good, market corrections are inevitable and part of the process of achieving attractive long-term returns. It is times like these that remind us of the importance…

“Though one may be overpowered, two can defend themselves.  A cord of three strands is not quickly broken.” – Ecclesiastes Warm summer greetings!  It’s our sincere hope this finds you experiencing abundance in every dimension, coming off 4th of July celebrations and enjoying the early days of summer. On the heels of celebrating independence, we…

Forty Thousand. That’s the level the Dow Jones Industrial Index passed last week—an all-time high. The S&P 500 is also at record levels. All seems good. Maybe too good. The stock market, as defined by either the Dow Jones Industrial Index or the S&P 500, seems to push higher on a weekly basis. This may lead to complacency and…

“Context is decisive” – Werner Erhard Conscious or not, each of us—individually and collectively—operate inside of a context. A set of narratives, sometimes created by us and sometimes for us, some helpful and some not, powerfully shapes our thoughts and actions. We are ultimately responsible for the narratives we choose, and they are decisive. Your Tschetter team…

“In the physical world, great buildings are linked to their architect while those who had poured the concrete or installed the windows are soon forgotten.  Berkshire has become a great company.  Though I have long been in charge of the construction crew; Charlie should forever be credited with being the architect.” – Warren Buffet This…