Seasons Greetings! As we quickly move into preparing for the Holiday season, we wanted to be sure to remind you of a few year-end deadlines for 2023, as well as prepare you for planning updates in 2024. Let’s Start with Some 2023 End of Year Items:  Requests and processing times increase as we approach December,…

Last week we celebrated six years as an independent advisory firm. Let us be clear, all our reasons to celebrate come back to the wonderful group of clients and friends of the firm who journey with us, so thank YOU for this milestone! When we set out, we kept one question above all the others: “Can we…

At Tschetter Group, our mission is to give people optimism about life and money. As we’ve pressed into this mission, we’ve learned one of the most important components of inspiring optimism is to give people confidence in every financial decision they make. As the world evolves around us and we continue to get inundated with…

Greetings and Happy New Year! With more than 100 individual provisions aimed at modernizing the U.S. retirement planning system, SECURE 2.0 has been approved by congress and we at Tschetter Group have highlighted several key changes that may be of interest below: Changes to Required Minimum Distributions (RMDs) One major change within the legislation is the extension…

Season’s Greetings!   It’s hard to believe that we are heading into the last couple of months of the year. We want to make you aware of a few year-end deadlines for 2022 so that we can help you accomplish any remaining financial goals in a timely manner. Looking ahead to 2023, we also highlighted some…

Greetings and Happy Spring! For many of us, the renewal of spring signals that it’s time to get into spring cleaning mode – sweeping the dust out, rotating our wardrobes, decluttering our rooms. The goal is to tidy and freshen up your living space as the new season rolls in. I know for me, taking…

Tschetter Group is proud to announce that our Associate Financial Planner, Pascale Dumesnil has passed the CFP® examination and will soon be applying for her CFP® certificate. The CERTIFIED FINANCIAL PLANNER™ certification is largely considered the highest standard in financial planning. It is a rigorous process that requires each advisor candidate to satisfy educational and…

For those of you that have accumulated employer stock within your employer-sponsored retirement plan, you have a few different options when you’re eligible to take a distribution from your plan. Often times when employees leave a company, the best course of action is to roll your company retirement plan into an IRA to continue to…

The Social Security Administration announced today benefits will see a cost-of-living adjustment (COLA) of 5.9%– the largest increase since 1982. To put it in perspective, the average increase over the past decade has been only 1.4%. This increases the maximum retirement benefit at full-retirement age from $3,148 per month currently ($37,764 annually) to $3,345 per…

In the planning department, many of our conversations with clients is about determining savings goals on an annual basis that will help propel them to their retirement planning goals discussed. For many clients, that starts with taking advantage of their company retirement plans and working to maximize their contributions, and then more detailed planning follows…